Wednesday, August 25, 2010

Fearlessly Frugal Day Twenty-Five: The Homestretch

Thank GOD this experiment is almost over! I'm starting to go a little crazy and so is Brandon. Even though this month wasn't entirely true to the idea of no-spending since we did splurge a little on small things here and there, it was a hard month nonetheless. Last night Brandon and I went to Goodwill and he bought two books for $1.06. Brandon is the kind of person that won't read a book more than once so we try to buy his books used or trade them with family members. I, on the other hand, can read mine over and over again so I usually prefer to buy my books new. Right now I'm reading Harry Potter, the same thing I did during my last IVF. Call it my new relaxation technique (aside from my meditation CD's). Today I also spent some money for an upcoming giveaway for my lovely readers. I honestly tried getting some companies to let me do a PR review and giveaway on their products but the responses were either non-existent or not interested. So that meant buying stuff for the next giveaway and to HELL with the review! Oh, and tonight we're ordering pizza from Domino's. We're saving money by picking it up instead of having it delivered. They have a special right now, 2 medium two-topping pizzas for $5.99 each. Not bad considering pizza lasts us for days in this house. I had planned on cooking Manwich tonight but we seem to have run into a problem in the Singleton household. You see, we started buying 2 lb packages of meat and splitting them up. The commissary sells them for dirt cheap (like $1.19 a pound) in this increment so one package can last us for two meals. The problem is that for some reason Brandon decided to freeze the meat in saran wrap instead of some other practical way such as FREEZER BAGS. So when I went to thaw the meat today it was frozen and brown. I hate throwing away food but I think today I'll make an exception. I'm actually considering investing in one of those vacuum sealer things, especially if we plan to make this a habit. Does anyone own one and does it fare better than Ziploc freezer bags? Are the refills expensive? I have to do some more research before I'll buy it.

Only 6 more days left of this experiment. I counted our money today we have about $290 left from the $424 we put into the Baby Fund. So there's about 70% left which is much better than I thought we would do. I do have a growing list of things I want/need to buy, like the vacuum sealer. I also want to buy the tax software called It's Deductible. For those of you who don't know what it is, It's Deductible lets you list items you've donated and gives you the fair market value of those items. So that bag of clothes you donated and wrote off as $40 in value could actually be worth $100. I used it before, a very long time ago, and my ex-husband kept the software so I need a new one. With all the medical expenses this year we plan on itemizing and writing off a ton of stuff. I also want to buy a new and improved coupon organizer. So as the month draws to a close and I come up on the day when I can start purchasing stuff guilt-free, my list keeps getting longer and longer. But at least this experiment has taught me to think harder about what I'm purchasing and has prevented me from impulse buying. But still, I can't WAIT for it to be over!

5 comments:

  1. I have a vacuum sealer and love it. My mom loves hers too. I got mine used on Craigslist for like $30 - with a whole box of unused refills, too!

    Next time I order my Shaklee stuff, I'll order something extra for you to review and give away. I LOVE me some Shaklee!

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  2. I use the ziplock hand pump sealer bags. I really like them and everything freezes nice.. I got it when they had a coupon for the pump bags for free if you bought another pack of ziplock bags. Just another thought. I have even resealed them with the hand pump! Just another thought if you can find some good coupons for them!

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  3. I have enjoyed reading your experiment this month. It has made me look at our finances and see where we are over spending. It's all the little stuff that adds up. Thanks for doing this and sharing it with us!

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  4. I love my foodsaver. Probably was the best wedding present we received! I get my refil bags at Costco & they're not too bad. Also get my bulk meat there! LOL! Two birds... one stone...

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  5. Just thought I'd share that I think It's Deductible is free. I originally began using it years and years ago with Turbotax (which I get every year anyway) but recently switched from a PC to a Mac and couldn't find my account/login info so started over to be able to track this year's donations...it's the buying of Turbotax to import the It's Deductible info that costs (but being military, you can also get a basic version free!)...If you don't use Turbotax, I'm pretty sure you can still use the info from It's Deductible for your tax preparations, however you do them (even if you take them on base, I'd imagine, or go through a site like Military One or something like that)...When you use it in conjunction with Turbotax, though, and import the information, I'm pretty sure that's how the tax schedules for charitable donations are automatically filled out.

    Here's the link for more info:
    http://turbotax.intuit.com/personal-taxes/itsdeductible/index.jsp?priorityCode=4516400000

    Love It's Deductible! Especially using it through the year as I donate so everything is nice and tidy when doing taxes!

    For medical donations, I kept just a basic Excel spreadsheet that had a few worksheets--one page was basic out-of-pocket costs, like prescription co-pays, medicines not covered, HSG, Mock Embryo Transfer, whatever. Then I had a worksheet that I listed each appointment, the time, the mileage to and from and had the tax calculation per mile formula so it automatically added it every time I entered a new trip to the doctor, drug store, whatever. I also had a formula to add those together. I figured if I was ever audited, I'd have the various appointments listed neatly to be researched if necessary and again, entering them in as I went through the year and having a lovely number just to enter when I did taxes was so much easier than doing it all at tax time! I was kind of disappointed in how much we spent vs. what we were able to claim because of that whole ratio of it needing to be x % amount over your AIG before it makes a difference, but...every single penny helps!

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